Artificial intelligence for business capital
Lazo Fincore analyzes your company's flows in real time and proposes optimization decisions supported by predictive models, without requiring retention periods on your capital.
Access to your capital at any time. The recommendations are based on real data of your operations, not on generic projections.
The problem of the idle cash
Many SMEs keep cash surpluses in accounts that barely generate returns, out of caution or lack of tools to quickly analyze alternatives. The opportunity cost accumulates month by month, silently.
Core capabilities
The system combines operational data, risk models and continuous monitoring. Each layer serves a specific function and can be reviewed independently.
The platform processes treasury movements, business seasonality and market indicators to build an updated image of your financial position. It is not a black box: each recommendation includes the variables that justify it.
The models estimate performance and exposure scenarios before proposing any capital movements. The risk level adjusts to the parameters you define for your company, not a generic profile.
The system distinguishes between the capital that your operation needs, available immediately, and the surplus that can generate returns, reorganizing both items without blocking access to funds.
Methodology
The process is divided into three verifiable stages. You can see what phase each decision is in and what data supports it.
The company's financial sources (accounts, movements, cash history) are connected using encrypted protocols, without the need for continuous manual intervention.
Predictive algorithms cross the integrated data with market variables to generate a set of alternatives classified by risk level and time horizon.
You review each proposal with its data justification and decide whether to execute it, adjust it, or discard it. The system never acts without your explicit approval.
How we work
Lazo Fincore does not replace your judgment: it complements it with information processed at a speed that manual analysis cannot match. Each proposal comes accompanied by the data that originates it, so that you understand the reason behind the recommendation.
The team that maintains the models periodically reviews their behavior against real market scenarios, adjusting parameters when conditions change significantly.
Practical applications
The platform adapts to different company profiles, from daily treasury management to investment decisions with a longer time horizon.
Identify how much of your balance can be allocated to performance without compromising operational payments expected in the coming weeks.
Evaluate capital placement alternatives with different time horizons, comparing performance scenarios before committing funds.
Receive alerts when a position approaches defined risk limits, with data supporting the adjustment recommendation.
Frequently asked questions
We have compiled the most frequently asked questions by companies before starting to work with Lazo Fincore.
The information is transmitted using encrypted protocols and access to the data is restricted to the processes necessary to generate the recommendations. We do not share customer data with third parties unrelated to the operation of the service.
Withdrawal requests are processed without mandatory retention periods. The exact availability time depends on the receiving bank, but the process starts immediately from the platform.
The models are trained and tuned with historical and market data, and each proposal indicates the estimated confidence level along with the variables used. No recommendation is presented as a guarantee of results; you always retain the final decision.
Request a custom demo to see how Lazo Fincore would analyze your business data. It does not require a permanence commitment or movement of funds for the initial evaluation.
Request demoNo stay periods. Your funds remain accessible at all times.